Terms & Conditions

American Business Media, LLC

Terms & Conditions

Last Updated: 02/17/25

These Terms & Conditions govern all products, services, platforms, publications, and events produced, operated, or owned by American Business Media, LLC (“ABM,” “we,” “our,” or “us”), including but not limited to:

  • Originator Connect Network (OCN)
  • National Mortgage Professional (NMP)
  • ExpoTrac
  • All ABM-hosted events, conferences, trade shows, expos, publications, digital platforms, advertising programs, sponsorships, and related services (collectively, the “Products and Services”).

By registering for, purchasing, advertising with, exhibiting at, sponsoring, attending, or otherwise engaging with any ABM Product or Service, you agree to be bound by these Terms & Conditions.

1. Contracting Party

It is expressly understood that the person, firm, or corporation identified as the attendee, exhibitor, sponsor, advertiser, or client is contracting in their own right and interest as principal. Under no circumstances shall ABM be obligated to any third party, whether named or unnamed, in connection with this agreement.

2. Registration, Orders & Payment

All payments for events, exhibits, sponsorships, advertising placements, subscriptions, and marketing services are due immediately unless otherwise stated in writing.

No registration, exhibit space, sponsorship, or advertising placement is confirmed until:

  • A completed agreement is received, and
  • Payment is received and accepted by ABM

ABM reserves the right to cancel or revoke access for nonpayment.

3. Pricing, Availability & Quotes

  • All pricing is subject to change without notice until a written agreement is executed and payment is received.
  • Unless otherwise stated in writing, quoted pricing is valid for thirty (30) days from the proposal date.
  • Inventory for advertising, exhibits, sponsorships, and events is sold on a first-come, first-served basis and is not reserved without payment.

4. Advertising Terms

4.1 Final Sales & Materials Deadlines

All advertising placements are final once confirmed. Advertisers may not cancel or reschedule placements.

If advertising materials are not received by the stated deadline:

  • The reserved space may be forfeited
  • No refund or credit will be issued
  • Reinstatement is at ABM’s sole discretion and must be approved in writing

4.2 Editorial & Content Approval

ABM reserves the right to reject, edit, or remove advertising copy it deems objectionable or inconsistent with its standards.

4.3 Errors & Omissions

In the event of a significant error or omission, ABM’s sole obligation shall be, at its discretion:

  • A credit or refund of the amount paid, or
  • Placement of corrected copy in a future issue or placement

Under no circumstances shall ABM be liable for consequential or incidental damages.

4.4 Advertiser Listings

Inclusion in directories or advertiser listings is at ABM’s discretion. Omission does not constitute breach, grounds for refund, or discount.

5. Credit Card Authorization

By submitting payment information, you authorize ABM to charge your credit card for all agreed-upon advertising, event, exhibit, sponsorship, or related charges. The cardholder agrees to all applicable terms herein.

6. Event Attendance & Participation (Including OCN Events)

6.1 Eligibility & Complimentary Registration

ABM may offer complimentary or discounted registrations at its discretion. Eligibility is determined solely by ABM.

6.2 Cancellations, No-Shows & Refunds

All ABM events are subject to a no-refund policy for cancellations or no-shows.

If an event is canceled by ABM, refunds will be issued as credits only, applicable to future select ABM Products and Services.

6.3 Event Rules & Conduct

Participants must comply with all:

  • Event rules and guidelines
  • Venue regulations
  • Federal, state, and local laws

Failure to comply may result in removal without refund.

7. Exhibitor & Sponsor Terms

Exhibitor and sponsor participation becomes a binding contract upon confirmation by ABM.

Key provisions include:

  • No subletting or sharing of booth space
  • Booth reassignment for nonpayment or no-show
  • Mandatory use of official contractors where applicable
  • Strict adherence to setup and breakdown schedules

Early booth dismantling may result in penalties as outlined in exhibitor materials.

Additional exhibitor and sponsor terms may apply and are incorporated by reference, including publicly available terms here.

8. No Endorsement

Participation in or sponsorship of any ABM Product or Service does not constitute endorsement by ABM, OCN, NMP, ExpoTrac, or any affiliated publication or platform.

9. Assumption of Risk & Waiver of Liability

Attendance at events and participation in ABM Products and Services is voluntary. You assume all risks associated with participation, including risks inherent to public gatherings.

You agree to release and hold harmless ABM, its affiliates, venues, partners, sponsors, exhibitors, officers, employees, agents, and contractors from any claims related to injury, illness, loss, or damage, except where prohibited by law.

10. Photography, Video & Media Release

By attending an ABM event or participating in ABM Products and Services, you grant permission for your name, likeness, voice, and image to be recorded and used in any media without compensation.

11. Use of Personal Data & Communications

ABM may collect, store, and share registration and participation data with partners, sponsors, exhibitors, and affiliates as necessary for business and marketing purposes.

By engaging with ABM Products and Services, you consent to receive informational and promotional communications. You may unsubscribe at any time.

12. Assignment

ABM may assign its rights under these Terms & Conditions, in whole or in part, without restriction.

13. Force Majeure

ABM shall not be liable for delays or failure to perform due to causes beyond its reasonable control, including acts of God, government action, labor disputes, riots, or material shortages.

14. Governing Law & Venue

These Terms & Conditions shall be governed by the laws of the State of Connecticut. The parties consent to exclusive jurisdiction and venue in the state or federal courts located in Connecticut.

15. Entire Agreement & Amendments

These Terms & Conditions constitute the entire agreement between the parties. No oral or written statements not contained herein shall be enforceable.

Any modification must be made in writing and approved by American Business Media, LLC.

16. Sponsorship Deliverables & Submission Deadlines

Sponsors and advertisers are solely responsible for submitting all required materials associated with their purchased sponsorships, advertising placements, or promotional opportunities.

Such materials may include, but are not limited to:

  • Presentation decks
  • Speaker materials
  • Digital or print advertisements
  • Logos and branding assets
  • Video files
  • Marketing copy
  • Audience communications
  • Onsite signage artwork
  • Sponsored content
  • Any other deliverables required for fulfillment of the sponsorship package

ABM will provide deadlines for submission of required materials.

Failure to submit required materials by the stated deadline shall result in forfeiture of the corresponding sponsorship benefit or promotional opportunity.

In such cases:

  • No refunds, credits, or fee reductions will be issued
  • ABM is not obligated to extend deadlines
  • ABM is not responsible for reproducing, recreating, or modifying late materials
  • ABM reserves the right to exclude late-submitted materials from the Event or related promotions

Sponsors acknowledge that timely submission is critical to event production timelines and marketing schedules.

17. Contact Information

For questions regarding these Terms & Conditions, please contact:

American Business Media, LLC
info@ambizmedia.com
(860) 9719-1991